Privacy Policy

Our Commitment to Your Privacy

At CalcWise, we take your privacy seriously. This Privacy Policy explains how we handle your information when you use our financial calculators and services. The short version: we don't collect, store, or share your personal financial data.

Information We Don't Collect

Unlike many other financial websites, CalcWise is designed with privacy-first principles:

• No Financial Data Storage: All calculations happen entirely in your browser. The numbers you enter never leave your device.
• No User Accounts: We don't require registration, so we don't collect names, email addresses, or login credentials.
• No Personal Information: We don't collect addresses, phone numbers, social security numbers, or any other personal identifiers.
• No Tracking Cookies: We don't use cookies to track your browsing behavior across sites.

Information We May Collect

To improve our service and understand how our calculators are used, we may collect limited anonymous usage data:

• Anonymous Analytics: We use privacy-focused analytics to understand which calculators are most popular and how visitors navigate our site. This data is aggregated and anonymous—we cannot identify individual users.
• Technical Information: We may collect non-personal technical data such as browser type, device type, and referring website to optimize our site's performance.
• Error Logs: If the site encounters technical errors, we may log these errors (without any personal data) to fix issues and improve reliability.

How Our Calculators Work

When you use a CalcWise calculator:

1. You enter your financial information into input fields on the page.
2. Your browser performs the calculations using JavaScript running locally on your device.
3. Results are displayed instantly without any data transmission to our servers.
4. If you use the "Share" feature, your data is encoded into a URL that you can save or share. This data is stored in the URL itself, not on our servers.

Bottom line: Your financial calculations are processed entirely on your device. We never see, store, or have access to your numbers.

Third-Party Services

CalcWise may use limited third-party services to operate our website:

• Hosting: Our website is hosted on secure servers provided by reputable hosting companies. They do not have access to your calculator inputs.
• Analytics: We may use privacy-focused analytics services (like Plausible or Fathom) that don't track individuals or use cookies.
• CDN: We use content delivery networks to serve our website quickly and reliably worldwide.

We carefully select third-party services that respect user privacy. We do not share your data with advertisers, data brokers, or marketing companies.

Cookies and Local Storage

CalcWise uses minimal cookies and browser storage:

• Essential Functionality: We may use browser local storage to remember your preferences (like dark mode settings). This data stays on your device.
• No Advertising Cookies: We do not use cookies for advertising or cross-site tracking.
• No Third-Party Tracking: We do not allow third-party advertising networks to place cookies on our site.

You can clear cookies and local storage at any time through your browser settings without affecting calculator functionality.

Data Security

Since we don't collect or store your financial data, there's no central database of sensitive information that could be breached. However, we still take security seriously:

• HTTPS Encryption: All connections to CalcWise use HTTPS encryption to protect against eavesdropping.
• Secure Infrastructure: Our website infrastructure is regularly updated with security patches.
• No Payment Processing: Since our service is free, we don't collect credit card information or process payments.

Security Tip: For maximum privacy, use our calculators on a secure, private internet connection (avoid public WiFi when working with sensitive financial information).

Your Rights

Because we don't collect personal data, many data privacy rights don't apply in the traditional sense. However:

• Right to Privacy: All your calculator inputs and results remain private on your device.
• Right to Opt-Out: You can disable analytics by using browser extensions like uBlock Origin or Privacy Badger.
• Right to Delete: Since we don't store your data, there's nothing to delete. You can clear your browser's local storage at any time.
• Right to Access: All data related to your use of CalcWise (like saved preferences) is stored locally in your browser and accessible to you at any time.

Children's Privacy

CalcWise is a general-audience website. We do not knowingly collect information from children under 13. Since our calculators don't collect personal information, they can be safely used by students for educational purposes.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will post any changes on this page with an updated "Last Updated" date. We encourage you to review this policy periodically.

Contact Us

If you have questions about this Privacy Policy or our privacy practices, please reach out:

• Email: privacy@calcwiser.com
• Website: https://calcwiser.com